INFORMATION CLASSIFICATION SCHEME
Classification Definition

Protected (Secret) Information where unauthorized disclosure may cause National Housing Finance Corporation SOC Limited (NHFC) severe financial loss, loss of trade secrets, exposure to legal risks or damage to NHFC’s reputation. Examples of Information classified as Secret include, but not limited to strategic acquisitions, bid economics, negotiation strategies, and production processes.

Confidential Information which is critical to NHFC’s ongoing operation. Examples of Information classified as Confidential include, but is not limited to, Personnel & Payroll files, interpreted exploration data, and technical data of sensitive nature.

Controlled Disclosure (Internal) Information where loss, corruption or unauthorised disclosure would result in minimal business, financial or other loss. This level of information is of importance within the company. Internal information requires approval from the information owner before being distributed to external third parties. Internal information includes information that is personal, technical, or business in nature, and is restricted for use within the company.

Public Information that poses no risk to the company if made generally available. This includes information in the public domain. Examples of information classified as Public include, but not limited to annual reports, press statements, corporate, public relations and marketing materials. Whilst security is minimal, only authorised individuals should disclose such public information.

Hyperlinks are Not Endorsements

Links from this Website to other Websites, or references to products, services or publications other than those of NHFC, do not imply the endorsement or approval of such Websites, products, services or publications by NHFC or its subsidiaries and affiliates.

Jurisdiction

The laws of the Republic of South Africa shall govern your use of the Website. The courts of the Republic of South Africa shall have exclusive jurisdiction over any dispute arising out of your use of this Website.

General

This Legal Notice, any and all other notices, policies and statements contained on the Website (as the same may be amended by NHFC from time to time without prior notice) constitute the entire agreement between NHFC and you. This Legal Notice cannot be modified except as described elsewhere herein. This Legal Notice supercedes anything in the Website inconsistent with this Legal Notice. No waiver of any of this Legal Notice shall be deemed a further or continuing waiver of such term or condition or any other term or condition. If in any jurisdiction, any part of this Legal Notice is held to be unenforceable by a court of competent jurisdiction, such part of this Legal Notice shall be restricted or eliminated to the minimum extent necessary and the remaining Legal Notice shall otherwise remain in full force and effect.

WEBSITE COPYRIGHT AND DISCLAIMER

Website copyright and trademarks notice

NHFC makes available to you this Website (the “Website”) subject to your acceptance of and compliance with this Legal Notice. By accessing or using this Website you are agreeing to and accepting this Legal Notice. If you do not agree with this Legal Notice do not access or use the Website. NHFC reserves the right to modify this Legal Notice at any time without prior notice by posting such modifications on the Website. Your continued access or use of the Website after such modifications have been posted shall indicate your acceptance of and agreement to be bound by this Legal Notice as modified. It is your responsibility to regularly review this Legal Notice.

Unless otherwise noted, the contents of this site, including all text, graphics, icons, hyperlinks, designs, logos, video and other audio or visual material and the selection, arrangement and layout thereof are copyright of NHFC and all rights are reserved. In particular, reproducing, downloading, publishing or adapting any material from this site, in any manner or form whatsoever will constitute copyright infringement and will result in civil and criminal law penalties. All rights not expressly granted are reserved.

NHFC and related words and logos are trade-marks and/or trade-names to NHFC. Nothing in this or on the Website shall be construed as granting, either expressly, by implication, by estoppel or otherwise, a licence or other right to use any marks or names of NHFC. The names of other companies, products or services referred to on this Website may be trade-marks or trade-names of their respective owners. Any unauthorized use of the trade-marks or trade- names of NHFC or of third parties is strictly prohibited.

Website disclaimer

The content on this NHFC web site is proprietary to NHFC and is for informational purposes only. In particular, the content does not constitute any form of legal, financial, or other advice, recommendation or arrangement by NHFC (which includes its divisions, affiliates, joint ventures or departments) or its associated information providers, and is not intended to be relied upon by users in making (or refraining from making) any specific investment or other decisions. For greater certainty, the information contained in or accessible through this Website is for information purposes only and is not intended to and does not constitute an offering of securities in any jurisdiction. Appropriate expert advice should be obtained before making any such decision or using the information.

In using this Website, you agree that NHFC shall not be liable for any damages whatsoever (including indirect, incidental, special, punitive or consequential damages and loss of profits, opportunities or information) arising from (a) your use of or reliance on information contained on this Website; (b) any inaccuracy or omission in such information or failure to keep the information current; (c) use of any third party web sites linked or referred to in this Website; (d) any Internet software used in connection with this Website or computer viruses or other destructive programs encountered as a result of using this Website; and (e) any other matter connected with the Website; even if NHFC is made aware of the possibility of such claims, damages or losses.

EMAIL LEGAL NOTICE AND CONFIDENTIALITY

Email legal notice

The e-Mail transmission cannot be guaranteed to be secure, error-free or to have originated from a legitimate address in NHFC as information could be intercepted, corrupted, lost, destroyed, created by a non-authorised source, arrive late or incomplete, or contain viruses. NHFC shall not be responsible for and disclaims all liability for any loss, liability, damage (whether direct, indirect or consequential) and/or expense of any nature whatsoever which may be suffered by you or any third party as a result of or which may be attributable, directly of indirectly, to your receiving of this e-Mail. If verification is required please request a hard- copy version. Unless the intention to contract has been expressly manifest in this message, this message shall not be construed as a solicitation to contract nor an offer or acceptance of contractual obligations.

Email confidentiality

This e-Mail message is from NHFC and is for the sole use of the intended recipient(s), and may contain confidential and/or privileged material. If you are not the intended recipient(s), please contact the sender immediately, and destroy all copies of the original message. Any unauthorised review, use, copy, disclosure or distribution of this email is prohibited. Please note that all e-Mail within NHFC (including incoming email) is subject to continuous filtering, scrutiny and reporting.